Privacy policy
"EDULOAN” ONLINE PRIVACY COMMITTMENT TO YOU
We understand and respect that your privacy is important to you. We use and share personal information that you provide online only in ways that we tell you about. We secure personal information that you provide online to prevent it from being used and shared for other purposes. For more details, please read our Privacy Policy below or contact us.
“Eduloan”* offers online and offline resources designed to provide Product related information and services, as well as corporate and financial news and employment information.
Respect for the privacy of personal information about you is very important to us. The “Eduloan” Web sites that display this privacy policy (“policy”) are committed to collecting, maintaining, and securing personal information about you in accordance with this policy, as well as applicable laws, rules and regulations. This policy applies to personal information (as defined below) collected from “Eduloan” online resources and communications (such as Web sites, e-mail, and other online tools) that display a link to this policy. This policy does not apply to personal information collected from offline resources and communications, except in cases where such personal information is consolidated with personal information collected by “Eduloan” online. This policy also does not apply to third party online resources to which “Eduloan” Web sites may link, where “Eduloan” does not control the content or the privacy practices of such resources.
Please read this policy carefully. Should you have any questions about this policy or our data collection, use and disclosure practices, please contact us at the address below that is most relevant to you.
HOW DOES THIS PRIVACY POLICY DEFINE "PERSONAL INFORMATION"?
The term "personal information" as used throughout this policy, applies to any information or set of information that identifies or that is used by or on behalf of “Eduloan” to identify an individual.
HOW DOES “EDULOAN” COLLECT PERSONAL INFORMATION IN THE WEB SITE?
In the Web site “Eduloan” collects personal information. There are two methods that “Eduloan” uses to collect personal information online:
(1) Information that you provide
“Eduloan” collects personal information and other data that you may enter into forms or data fields. Such information may include, but not be limited to, contact information (such as your name, postal address, e-mail address, telephone number, user ID and password), date of birth, professional credentials, hobbies and interests.
(2) Information collected from your computer or other electronic device The Web site could use tracking technologies, such as cookies, to provide additional functionality that enables you to use the resource more effectively. “Eduloan” uses tracking technologies in ways that do not identify you personally, or to remember whether you have identified yourself as a user of the application.
In some cases, “Eduloan” may use tracking technologies in ways that identify you personally, but only after you have entered personal information into a form or
data field in the Web site, or where we have registered you to use our resources by providing a user ID and password based on information validated through other offline interactions with you. We may use tracking technologies to remember your personal preferences and selections, such as personal information that you have entered into data fields on the Web site, answers that
you have provided in response to our surveys, or sections of the Web site that you visit frequently.
WHY DOES “EDULOAN” COLLECT, USE AND DISCLOSE PERSONAL INFORMATION?
“Eduloan” collects personal information as necessary to enable individuals to register for, customize and personalize the Web site. “Eduloan” analyzes personal information collected in the Web site to identify and offer additional services that we believe you might find interesting. “Eduloan” evaluates use of some online resources and communications with non identifiable information only. “Eduloan” also may use personal information to audit its online resources for authorized access and security.
DOES “EDULOAN” CONSOLIDATE PERSONAL INFORMATION?
Consistent with the purposes identified and standards set within this policy and other applicable privacy notices that have been provided, in some cases “Eduloan” consolidates and uses personal information that individuals share with “Eduloan” through various services and channels, such as the telephone, surveys, Web sites and other online resources and communications, in order to enhance the quality of services that we offer.
WHAT CHOICES DO I HAVE ABOUT HOW “EDULOAN” COLLECTS, USES AND DISCLOSES PERSONAL INFORMATION ABOUT ME?
The Web site is available only to individuals who provide personal information.
Some “Eduloan” resources may request your permission to use and disclose personal information about you in order to add you to our contact lists, and to identify and offer additional services that we believe you might find interesting. You can limit the use of personal information about you by checking or un-checking options provided at the time that you enter that information.
WHO WILL HAVE ACCESS TO PERSONAL INFORMATION ABOUT ME?
Personal information about you will be accessible to “Eduloan”, including its subsidiaries, divisions and to individuals and organizations that use personal information solely for and at the direction of “Eduloan”. Uses and disclosures of personal information by external individuals and organizations acting on “Eduloan” behalf are governed by contracts that require personal information to be protected appropriately. Personal information about you only will be used and disclosed by “Eduloan” and individuals and organizations working on its behalf, in a manner consistent with this policy, other applicable privacy notices, and as explicitly permitted or required by applicable laws, rules and regulations.
DOES “EDULOAN” SHARE PERSONAL INFORMATION WITH THIRD PARTIES?
In general, “Eduloan” does not sell personal information about you, however, circumstances may arise where “Eduloan” may, for business reasons, decide to reorganize or divest its business through sale, merger or acquisition. In these circumstances, personal information may be shared with actual or prospective purchasers. “Eduloan” will obtain written assurances that personal information will be protected appropriately in these circumstances. Except where explicitly permitted or required by law, or provided in this policy, personal information about you will not otherwise be shared without your permission.
HOW DOES “EDULOAN” SECURE PERSONAL INFORMATION?
“Eduloan” will take reasonable steps to protect personal information as it is transmitted from your computer to our online resources and servers, as well as to protect personal information in its possession from unauthorized access, disclosure, alteration or destruction. It is your personal responsibility to secure your own copies of your passwords and related access codes for our offline resources.
HOW DOES “EDULOAN” PROTECT THE PRIVACY OF CHILDREN?
The Web site is not directed at children and the online and offline services that we offer are designed for individuals who are 18 years of age or older.
HOW MAY I ACCESS AND CORRECT PERSONAL INFORMATION ABOUT ME?
To gain access to personal information about you collected in the Web site, and to keep it accurate, complete and current, you may contact us at the address most relevant to you. Where offered, you also may update personal information about you in the Web site by modifying information that you previously have entered into forms or data fields in the Web site. Where permitted by law, your ability to access and correct personal information will be limited where access and correction would:
- inhibit “Eduloan” ability to comply with a legal or ethical obligation, inhibit “Eduloan” ability to investigate, make or defend legal claims, result in disclosure of personal
- information about a third party, result in breach of a contract or disclosure of trade secrets or other proprietary business information belonging to “Eduloan” or a
third party.
WHAT IS “EDULOAN” CONTACT ADDRESS FOR PRIVACY POLICY QUESTIONS?
Should you have questions about this policy or “Eduloan” information collection, use and disclosure practices, you may contact us at the address most relevant to you. You may access this list of addresses online at http://www.eduloan.co.za/ or email legal@eduloan.co.za. When you contact us, please note the name of the resource to which you provided the information, as well as the nature of the information that you provided. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except
where required by law, “Eduloan” cannot ensure a response to questions or comments regarding topics unrelated to this policy or “Eduloan” privacy practices.
HOW WILL I KNOW WHETHER “EDULOAN” HAS UPDATED THIS POLICY?
“Eduloan” may update this policy periodically. “Eduloan” reserves the right to modify, add or remove portions of this privacy statement at its discretion. If we decide to change this policy, we will post those changes on this screen of the Web site so you always will know what information we gather, how we might use that information, and whether we will disclose it to anyone.
This policy was last updated on December 11, 2008.
This site is intended for residents of South Africa.
